How This Calculator Works

This tool gives you a quick estimate of how much home you may comfortably afford based on your income, down payment, and monthly expenses.
Results are approximate and meant to help you understand your potential price range before speaking with a mortgage professional.

What You Can Adjust
Annual Income:
Your total household income before taxes.

Down Payment:
The amount you plan to put toward your purchase.

Monthly Debts:
Any recurring payments like car loans, student loans, or credit cards.

Interest Rate:
An estimated mortgage rate. Your actual rate will vary based on your lender and financial profile.

 
Want a clearer picture?
I can connect you with trusted Vancouver Island mortgage specialists who can help you get pre-approved and walk you through exact numbers.